Archive for November, 2011

November 25th, 2011  Posted at   Business, Finance
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Despite there being a decrease in the number of vehicle accidents, false insurance claims of whiplash are costing every driver nearly £100.

It has been said that a large number of whiplash claims are resulting in the average car insurance policy rising by £90.

Based on a survey of GPs by the King’s Fund, the accident rate has dropped by 16% and yet a ‘whiplash epidemic’ over the UK is causing a huge £2billion a year craze.

The amount of claims has increased by 30% in the past three years, jumping to 570,000 a year- or just one claim each minute.

Conclusions from the Insurance Fraud Bureau, declare that at least 30,000 whiplash claims are outright fraudulent and are costing £350 million a year. Insurers say some doctors and ambulance-chasing lawyers are ‘scamming the system’ and data implies that 47% of UK doctors think the claims system is flawed.

They are calling on the government to implement new recommendations to handle the culture; one which includes a more robust process for the diagnosis of, treating and dealing with whiplash insurance claims. One insurer said that the current system, as apparent of the findings, is wide open to abuse and allows false claims to be made.

You can find over 1,600 whiplash diagnoses a day, so get professional insurance claims advice with specialist loss assessors.
For many claims in excess of £1,000, your insurance company will find its own loss adjusters who’ll check out the claim. For the insurance help whether it is for whiplash, fire, burglary or flood; contact Insurance Claims today- the best recognized insurance claims management experts in the UK.

November 25th, 2011  Posted at   Banks, Finance
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Barclays are the latest bank to announce that contractors will be facing a cut in their current working rates, after similar measures were announced by the Royal Bank of Scotland and Lloyds in recent weeks. (more…)

November 23rd, 2011  Posted at   Business, Finance
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With climbing energy prices and soaring food charges, homeowners are always searching for ways to spend less. Many energy suppliers have risen the gas and electricity expenses that has resulted in many Brits struggling to pay their bills. This winter is set to receive plummeting temperatures and icy winds but desperate Britons are resorting to freezing in their homes since they cannot afford the finances of soaring energy prices. It is very hazardous to not keep warm in the wintertime as people can become very poorly from being too cold.

So how can you keep toasty but also reduce your seasonal house energy bills? A straightforward quick-fix approach to slow up the invoices is conservatory roof insulation. By putting in heat retaining material Brits can change the conservatory into a welcoming and cozy living space. The experts at Roof Cozy can ensure the room is not too hot in summertime or too cold in the winter and it significantly boosts performance in relation to heat loss and wastage. Brits can also change charges to ensure they are on the best plan available for their needs and with the leading supplier to save hundreds of pounds a year.

In addition to conservatory ceiling insulation and insulation in the loft and walls, it is advised that you turn the heating down just 1C to cut costs by up to 10%. By turning the heat down this little amount you can save around £55 a year in accordance to the Energy Saving Trust. Additionally, buy curtains that insulate the room better, turn the radiators down in rooms that are empty and fraught-proof the home to preserve all the costly heat inside.
Moreover, the Government is working on programs for every home to have a smart meter by 2020 that will tell the dealer about the energy use directly rather than on quotes so the bills are more precise.

As specialists in conservatory roof systems, Roof Cozy can provide a two-year insurance backed guarantee but we recommend Brits to invest an A-rated high-efficiency condensing boiler in addition to get double-glazing. Setting up solar panels, a new boiler and economical windows is expensive nevertheless in the long-term it will save extra money. Stick to these recommendations today and decrease your winter energy bills.

 

 

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