Experts are warning that nearly 1.4 million fixed mortgages are set to become flexible mortgages and home owners may not be prepared for how high their payments will go. The current subprime crisis was caused by similar problems and these experts are concerned that we are about to go through an instant replay and end […]
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Buyers Seeking Long Term Fixed Mortgages
Posted on April 2nd, 2008 by Bright Light
New home buyers are certainly learning from the current credit crisis and are now seeking long term fixed mortgages. The trend over the past few years has been to get a fixed mortgage with a fixed rate for two years, after which it changes to a variable rate. This plan however landed many homeowners in […]
Freddie Mac Refuses to Raise More Capital
Posted on April 2nd, 2008 by Bright Light
Despite being pushed to do so, Freddie Mac, the second largest provider of home loans in the United States stated that they would not be seeking to raise new capital. Currently, Freddie Mac and Fannie Mae, their largest competitor are trading at the lowest levels in several years. Both companies offer fixed mortgages, but have […]
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